USD Stability, Global Reach
USDC and USDT hold their USD value. No crypto volatility. Your $2,500 is $2,500 when it leaves — and converts to local currency at the moment of payment.
Global transfers, made simple
Send USD.
Land in local currency.
Send USD or stablecoins to 100+ countries and have recipients receive funds directly in their local currency. Built for SMEs, freelancers, and global teams.
100+ currencies
Competitive FX rates
Direct to bank accounts
All monthly plans are free for the first 6 months on sign up. $0 on USD stable deposits*
*Standard pricing applies after the promotional period.
Product demo — Send USD. They get local currency.
$2,500
USD
From your USD or stablecoin balance
19,600 HKD
Hong Kong · Hang Seng Bank
Rate: 1 USD = 7.84 HKD
Low fees
Send now
⚡ Typically arrives within 1 business day
From USD to local
currency.
Transfer money overseas from 0.1% on a simple app with transparent fees.
Transfer Flow
Your USD or stablecoins
Fund your Elephants balance
Elephants converts
Competitive FX rates, minimal spread
Recipient's bank account
Local currency, direct deposit
POPULAR CORRIDORS
🇺🇸→🇹🇭 THB
🇺🇸→🇭🇰 HKD
🇺🇸→🇲🇾 MYR
🇺🇸→🇦🇪 AED
🇺🇸→🇸🇬 SGD
🇺🇸→🇵🇭 PHP
01
create your account.
Sign up with your email in minutes. Verify your identity quickly from your phone.
02
fund your balance.
Add USD or stablecoins from your existing account or wallet — ready to use in your Elephants balance.
03
enter recipient details.
Add the recipient's bank account number, choose their currency, and we'll handle the conversion at competitive rates.
04
funds land. you're done.
Your recipient gets paid in their local currency, direct to their bank. Track status in real-time from the app.
*Processing times may vary and are subject to verification results.
Use Cases
Built for global
money movement.
Pay suppliers
Invoice from an overseas manufacturer? Pay in their local currency — settled directly to their bank account.
Pay contractors
Hire a dev in Malaysia, a designer in Indonesia? Send payroll in their local currency from your USD balance.
Send money home
Support family abroad in their local currency — funds land directly in their bank account, no wallet needed.
All monthly plans are free for the first 6 months on sign up. $0 on USD stable deposits*
*Standard pricing applies after the promotional period.
Free sign up →who it's for.
Whether you're paying suppliers, contractors, or family — if you need to move money globally, Elephants is built for you.
SMEs & Businesses
Pay overseas suppliers, settle invoices and manage cross-border payroll — all from your Elephants balance. No more bank wire delays or hidden FX markups.
Freelancers & Remote Workers
Earn in USD or stablecoins from global clients and convert to your local currency with ease. Keep more of what you earn — not the bank.
Personal Remittances
Support family abroad or split expenses with friends internationally. Send to 100+ countries and have funds land directly in local bank accounts.
Ready to get started?
Send your first payment today.
Join thousands sending USD globally — fast, cost-effective, and direct to local bank accounts.
Create free account →Stablecoins
why use USD
stablecoins?
Stablecoins like USDC and USDT combine the stability of the US dollar with modern, efficient payment rails. Here's what that means for your transfers.
Low, Transparent Fees
Skip bank mark ups and expensive wire fees. With Elephants, competitive FX rates and minimal transfer costs mean your recipient gets more.
100+ Countries, Local Currency
Send to bank accounts in THB, HKD, MYR, AED, SGD, PHP, IDR, EUR, GBP and dozens more. No crypto knowledge needed on the receiving end.
Virtual Card Included
Get a free Visa Platinum virtual card for online spending — so you can use your stablecoin balance for subscriptions, tools, and more, anywhere Visa is accepted.
Compare Plans
Choose what works for you
Simple plans for the way you spend and move money.
First 6 months : $0 monthly account fee
Spend
$39/month
Monthly business account plan
Best for businesses using cards for everyday and online spending.
- ✔ Business account
- ✔ Virtual cards included
- ✔ 0.5% card transaction fee
- ✔ 1 point per $2 spent
- ✔ Add stablecoins with no Elephants fee
Recommended
Complete
$69/month
Monthly business account plan
Best for businesses that regularly spend and move money.
- ✔ Everything in Spend and Move
- ✔ 0.15% fiat funding fee
- ✔ Payouts from 0.1%
- ✔ 1 point per $2 card spend
- ✔ 1 point per $15 transferred
Move
$39/month
Monthly business account plan
Best for businesses making local and international transfers.
- ✔ Business account
- ✔ Receive and hold supported funds
- ✔ Payouts from 0.1%
- ✔ 1 point per $15 transferred
- ✔ Virtual cards included
Fees shown are current as of publication and may be updated — see Pay Terms for the full, up-to-date fee schedule.
ready to send USD globally?
Send to 100+ countries with Elephants — all from your phone.
FINTRAC registered MSB · Transparent pricing · USDC & USDT accepted